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As new mortgage qualification rules are introduced which are forcing many individuals to sell their homes, Alternative loan is looking to prevent this action. MP Tom Kmiec said “the test is making life difficult for anyone refinancing a mortgage and that a stress test of two percentage points is too high”. […]
Met with client today to discuss his foreclosure. Within the day we had a team negotiating the terms of the foreclosure, working on reducing the lien. Since “they’ve” called we have started the process and have a good chance of saving their home.
With the increase in mortgage rates to 5.34%. This is the best time to call a professional who can negotiate terms. The rates have gone up 5 times since last May. This makes buying a home for the first-time quite challenging without assistance. No one wants to go through stress tests […]